PlanningJul 18, 2026

Planning for your first home deposit

How to set a target, pick a timeline, and decide how much risk makes sense.

Set a target

Start with the price range you're aiming for and the deposit percentage lenders expect. That gives you a clear number to work towards.

Your timeline decides how much risk makes sense. Under three years, cash is usually safer. Five years or more gives investments room to grow.

Set up a goal in WealthWise and you'll always see how close you are, with a projected date you'll reach it.

Published: Jul 18, 2026

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