How much should you invest each month?

The right amount is one you can keep up every month without dipping back into it. Consistency matters more than size.

Once essentials and your emergency fund are covered, many people aim to invest 10–20% of take-home pay. If that feels like a stretch, start smaller and increase it each time your income rises.

If you have a target, divide it by the months you have, then adjust for expected growth. Our calculator does this for you.

• Pick the goal amount
• Choose your timeline
• See the monthly amount that gets you there